Underwriting

Underwriting Requirement

CPS Is The Impaired Risk Specialist

Click here for a 3 minute long audio/visual presentation detailing the benefits of using CPS’ Underwriting Department when working to get coverage for your clients with potentially adverse underwriting issues. CPS gets your impaired risk cases placed!

Ask The Doctor (Fillable Quick Quote Forms)

The "Ask The Doctor" site feature gives you access to a fillable Quick Quote form. Click the link below, select the relevant impairment, complete the fillable form, and click submit. An email including the detail you provide is then sent to the CPS Underwriting Department. Our participating companies will have the opportunity of evaluating the information and making a tentative offer for life insurance for the client. No signatures, no application, no time consuming investigations or expensive Attending Physicians' Statements - a complete evaluation in less than 48 hours. All questions must be completed.

Link to Ask The Doctor

Contact your local CPS offices for assistance with your Impaired Risk cases.

Quick Quote Questionnaires

An evaluation for life… usually in 48 hours, or less. The Quick Quote Questionnaire asks all the pertinent questions as to the condition or ailment of the applicant – permitting our participating companies the opportunity of evaluating the information and making a tentative offer for life insurance for the client. No signatures, no application, no time consuming investigations or expensive Attending Physicians’ Statements - a complete evaluation in less than 48 hours. All questions must be completed.

On occasion, a carrier will require that a questionnaire be completed during the underwriting of a case. THESE ARE NOT THE SAME AS QUICK QUOTE QUESTIONNAIRES. It may be necessary to complete one of the standard forms for submission with an application. Click on the questionnaire you would like to view or print out.

Alcohol and Drug Usage	65 K	Hypertension	65 K
Build	65 K	Kidney Transplant	65 K
Cancer, all types	65 K	Multiple Sclerosis	65 K
Cerebrovascular Accident / Stroke	65 K	Other Illness	64 K
Chronic Lymphocytic Leukemia	65 K	Paralysis / Spinal Cord Injury	65 K
Coronary Angioplasty	64 K	Parkinson’s Disease	64 K
Coronary Bypass	65 K	Preferred Risk Factors	65 K
Depression	65 K	Pulmonary Disease	65 K
Diabetes	65 K	Rheumatoid Arthritis	68 K
Driving Violations	65 K	Sarcoidosis	65 K
Heart Attack / Myocardial Infarction	65 K	Sleep Apnea	65 K
Heart Conditions	65 K	Systemic Lupus Erythematosus	64 K
Hepatitis and Elevated Liver Functions	65 K	Ulcerative Colitis / Crohn’s Disease	65 K

Tobacco Usage Underwriting	24k
Pilot Underwriting	97k
Scuba Underwriting	95k
Table Shavings	99k

Alcohol Usage	23 K	Confidential Financials	25 K	Resident Alien	17 K
Aviation	37 K	Coronary	33 K	Seizures	18 K
Business Insurance	29 K	Diabetes	26 K	Substance Usage	17 K
Chest Pain	24 K	Foreign Travel / Residence	13 K	Tobacco Usage	21 K
Climbing	11 K	Racing	14 K	Underwater and Sky Sports	34 K